INSURANCE

If you are a independent expert working for ADE and your contract entails travelling abroad, ADE provides you with a very complete insurance contract, without any extra-cost for you.

This insurance covers the following points:

  • Accidental death
  • Permanent disability (following an accident)
  • Medical expenses and assistance
    • Medical costs and expenses for urgent travel
    • Transport to hospital
    • Medical repatriation /expatriation to country of residence
    • Medical costs after return to country of residence
    • Visit to a sick or hospitalised insured abroad
    • Search and rescue
    • Funeral costs
    • Repatriation of body and luggage after death
    • Additional costs for prolonged stay
    • Early return
    • Replacement of repatriated employee
  • Legal assistance
    • Criminal defence
    • Bail
  • Luggage
    • Fraudulent use of bank cards
    • Foreign currencies and traveller cheques
    • Delayed luggage, deductible 4 hrs
  • Personal liability
  • Travel annoyances
    • Delay, deductible 4 hrs
    • Ticket upgrade, deductible 4 hrs
    • Prolonged stay due to terrorist act or natural disaster
    • Hijacking, kidnapping and arbitrary detention
    • Additional costs due to kidnapping or arbitrary detention
    • Political emergency evacuation (per contract per year)
  • Accidental death and permanent disability
    • Child premium
    • Retraining and rehabilitation costs
    • Daily hospitalisation allowance
    • Restorative surgery
    • Counselling
    • Funeral costs
    • Seat belt premium
    • Life-saver bonus
    • Home & private car adaptation
    • Paraplegia/ Quadriplegia
  • The insurance also delivers the following assistance :
    • Direct payment of medical costs;
    • Sending of medication;
    • Cash advance;
    • Advice and information (i.e. hospital choice, health requirements, legal assistance etc.);
    • Additional benefits (messages to family and employer, assistance for passport/ticket replacement etc.).

The general conditions of this contract can be obtained clicking on the following links :